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Monthly Payment Plans for Cosmetic Treatments

Cosmetic Treatment Financing in Toronto with Beautifi & Affirm

LMC – Laser Medical Clinic offers flexible cosmetic treatment financing through Beautifi and Affirm, allowing eligible patients to begin treatment and divide the cost into manageable monthly payments.

Financing may be available for PRP hair restoration, laser hair removal, Botox treatments, dermal fillers, skin rejuvenation, body contouring, and other eligible treatments offered at our Richmond Hill clinic.

Apply online with Beautifi or Affirm and divide the cost of eligible cosmetic treatments into manageable monthly payments.

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Cosmetic Financing Options

Compare Beautifi and Affirm Financing Options

Beautifi and Affirm allow eligible patients to spread the cost of qualifying cosmetic treatments over time instead of paying the full amount upfront. Compare the available options below to determine which provider may best suit your treatment plan, budget, and repayment preferences.

Choose a Cosmetic Treatment Financing Provider

Beautifi Cosmetic Financing

Apply for financing for eligible cosmetic, laser, injectable, hair-restoration, and body treatments. Approved patients can repay the financed amount through scheduled monthly payments.

Apply with Beautifi

Affirm Monthly Payment Plans

Check your eligibility for an Affirm payment plan and divide the cost of qualifying treatments into predictable monthly or biweekly payments, subject to the terms offered by Affirm.

Pre-Qualify with Affirm

Simple Application Process

How Cosmetic Treatment Financing Works

1. Choose a Provider

Select Beautifi or Affirm based on the financing option you would like to explore.

2. Apply Online

Complete the financing provider’s secure online application and submit the requested information.

3. Review Your Offer

Review the available payment amount, interest rate, repayment schedule, and provider terms before accepting.

4. Book Your Treatment

Contact LMC to book your consultation or treatment after your financing has been approved.

Important Financing Information

Beautifi and Affirm are independent third-party financing providers. Applications are subject to eligibility requirements and credit approval. LMC – Laser Medical Clinic does not determine approval decisions, available loan amounts, interest rates, repayment terms, or financing fees.

Financing Questions

Frequently Asked Questions About Cosmetic Treatment Financing

Financing may be available for qualifying laser hair removal treatments and packages. Eligibility and financing terms are determined by Beautifi or Affirm.

Eligible patients may apply to finance qualifying PRP or PRF hair-restoration treatments. Approval and repayment terms depend on the financing provider.

No. Financing applications are reviewed independently by Beautifi or Affirm and are subject to eligibility and credit approval.

No. Available interest rates, payment schedules, fees, and repayment terms may vary based on the financing provider and the applicant’s approved offer.

You may review financing options before booking. Your consultation can help confirm the recommended treatment plan and expected cost before you finalize financing.

Beautifi cosmetic treatment financing available at LMC Laser Medical Clinic in Richmond Hill
Cosmetic Treatment Financing

Beautifi Financing at LMC – Laser Medical Clinic

Beautifi financing allows eligible patients to divide the cost of qualifying cosmetic, laser, injectable, and hair-restoration treatments into scheduled monthly payments rather than paying the full amount upfront.

Financing may be available for treatments including PRP hair restoration, laser hair removal, Botox treatments, skin rejuvenation, body contouring, and other eligible services offered at our Richmond Hill clinic.

Beautifi Financing Features

  • Monthly payment options for qualifying treatments
  • Online application and eligibility review
  • Checking your eligibility uses a soft credit inquiry
  • No obligation to proceed after reviewing an approved offer
  • No prepayment penalty for paying the loan off early
  • Financing terms are based on the offer provided by Beautifi
Credit-check information:

Checking your eligibility uses a soft credit inquiry and does not affect your credit score. If you accept an offer and request a loan contract, Beautifi may perform a hard credit inquiry, which may affect your credit score.

Apply with Beautifi Call LMC

Financing is provided by Beautifi, an independent third-party company, and is subject to eligibility, credit approval, interest rates, fees, and repayment terms offered by Beautifi. LMC does not determine approval decisions or financing terms.

Frequently Asked Questions


Have questions about Beautifi financing or cosmetic treatment payment plans?
Review our Beautifi Financing FAQ below to learn about approvals, eligibility, and how financing works.

What is Beautifi financing and how does it work?

Beautifi is a Canadian financing provider that allows patients to pay for cosmetic and medical aesthetic treatments through affordable monthly payment plans. Instead of paying the full cost upfront, Beautifi spreads the treatment cost into manageable installments while the clinic receives payment in advance. This allows patients to begin treatments immediately while paying over time.

How long does it take to get approved for Beautifi financing?

Patients typically receive an instant approval decision after submitting their Beautifi application. In many cases, the Beautifi team will contact the applicant within about an hour to complete the process and funding can often be ready the same day for eligible treatments.

Does applying for Beautifi financing affect my credit score?

No. Applying for Beautifi financing uses a soft credit check that does not impact your credit score. This allows patients to explore financing options without affecting their credit profile.

What factors determine Beautifi loan approval?

Loan approvals are based on several financial factors including credit score, income, employment history, and overall debt-to-income ratio. Credit score and income are typically the most important factors used when determining eligibility and loan terms.

What percentage of patients are approved for Beautifi financing?

On average, more than 75% of applicants are approved for Beautifi loans. Applicants who do not qualify for the primary loan program may sometimes be referred to a partner lender for additional approval options.

Do I have to finance the entire cost of my treatment?

No. Patients can choose to finance the full treatment cost or only a portion of their procedure. Beautifi will typically approve the highest amount available, allowing patients to decide how much financing they want to use.

Is there a minimum income or credit score required?

Beautifi does not publish strict minimum requirements, but most approvals depend on credit history and income stability. Patients with stronger financial profiles typically receive faster approvals and better financing options.

Can I pay off my Beautifi loan early?

Yes. Beautifi allows patients to repay their loan early at any time without prepayment penalties or additional fees.

When should I apply for Beautifi financing before my consultation?

Patients are encouraged to apply for financing before their consultation whenever possible. Having financing pre-approved makes it easier to plan treatments and allows your consultation to focus on selecting the best procedure options within your budget.

Affirm cosmetic treatment financing available at LMC Laser Medical Clinic

Affirm Cosmetic Treatment Financing at LMC

LMC – Laser Medical Clinic offers Affirm financing for eligible cosmetic, laser and hair-restoration treatments at our Richmond Hill clinic, serving Toronto and the Greater Toronto Area.

Eligible applicants may be able to divide treatment costs into biweekly or monthly payments instead of paying the full amount upfront. Available payment options, interest rates, down-payment requirements and repayment terms are determined by Affirm.

Affirm financing may be available for treatments such as PRP hair restoration, laser hair removal and Botox treatments.

Benefits of Affirm Financing

  • Biweekly or monthly payment options may be available
  • Simple and secure online prequalification process
  • Clear payment amounts and repayment schedules before accepting an offer
  • Some payment plans may be interest-free, while others may include interest
  • Manage payments through your online Affirm account
  • Pay the remaining balance early without a prepayment penalty
Pre-Qualify with Affirm

Financing is provided by Affirm and is subject to eligibility. A down payment may be required, and payment options may include interest. Review the full payment terms before accepting an offer.

Questions about financing? Call 416-548-6548.

Frequently Asked Questions

Have questions about Affirm financing or how monthly payment plans work for your treatment? Explore our Affirm Financing FAQ below to learn about approvals, payment schedules, and how to get started.

How many payment installments are required for the treatment I've chosen?

The total payments required will be based on the approved loan amount from your agreement with Affirm. The financing is arranged through Affirm, meaning the loan is arranged with them, not us. The number of installments (biweekly or monthly) will be determined by the terms you select and agree to with Affirm during the application process.

Is it advisable to obtain pre-approval before scheduling my treatment consultation?

You can schedule a consultation with us to check treatment prices and eligibility. However, if you’re considering treatment and need a payment plan, getting pre-approved with Affirm first is highly recommended. This makes your consultation easier and lets us suggest options within your budget. Pre-approval doesn’t mean you have to start treatments right away, but it gives you a clear understanding of your financing options.

Will using Affirm Financing affect my credit score?

No, checking your eligibility and getting pre-approved with Affirm involves a "soft" credit check, which does not affect your credit score. Only if you accept the loan terms and proceed with a purchase will a "hard" credit check potentially be performed, which could have a minor impact.

What is Affirm Financing and how does it work?

Affirm Financing (previously known as PayBright Financing) was established in Canada in 2017. Since then, Affirm has collaborated with over 7,000 merchants. It provides a payment plan system, enabling you to split the cost of your treatment into biweekly or monthly installments. It allows you to pay for your treatments over time instead of paying the full amount upfront.

What are the interest rates and fees associated with Affirm Financing at LMC?

Affirm offers 0% APR financing for treatments at LMC - Laser Medical Clinic. This means you will not pay any interest on your loan. You will see the exact payment schedule and the total cost (which will equal the treatment price, with no added interest) before you agree to anything during the Affirm application process. There may be applicable fees depending on the payment option selected. It's important to review all details carefully.

How to use Affirm financing?

Unlocking the benefits of Affirm Financing in Canada is a breeze, with the highest loan approval rate nationwide. It’s a straightforward process that offers quick approvals, allowing our patients to complete it from the comfort of their homes or even while waiting for their appointment in our clinic.

  1. Reach out to LMC to obtain a quote for the cosmetic treatments or products you’re interested in.
  2. Apply for pre-approved funding using the provided quote, leveraging your Affirm account through our online platform.
  3. Once you receive your approval notification, proceed to book your treatment with us.
  4. Enjoy your chosen treatment right away, without the need for immediate payment.

Settle the cost at a later, more convenient time.

For comprehensive information on how to finance your LMC cosmetic treatments using Affirm Financing in Canada, please don’t hesitate to contact us. A dedicated member of our team will be delighted to provide you with all the assistance you require. Your journey to enhanced beauty and confidence just got simpler with Affirm Financing!

What happens if I miss an Affirm payment for my LMC treatment?

If you miss a payment, Affirm may charge a late fee. Repeated missed payments can negatively impact your credit score and your ability to use Affirm in the future. It's best to contact Affirm directly if you anticipate any difficulty making a payment. They may be able to offer alternative payment arrangements.

Can I pay off my Affirm loan early for my LMC treatment?

Yes, Affirm allows you to pay off your loan early, in part or in full, at any time without any prepayment penalties. This can save you money on interest charges.

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